Avoiding “oh-shit money moves” in Q4 with Danielle Hayden

24/09/2025 38 min
 Avoiding “oh-shit money moves” in Q4 with Danielle Hayden

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Episode Synopsis

In this episode of The Salesy Podcast, I sit down with Danielle, CPA and founder of a thriving accounting firm, to tackle one of the most confusing—and often taboo—topics for business owners: money. From LLCs and S Corps to building a strong financial team and avoiding “oh-shit money moves” in Q4, Danielle breaks down complex financial concepts into actionable, real-world advice you can use to run a profitable and sustainable business.Whether you’re wondering when to transition to an S Corp, how to pay yourself more in 2025, or what role your “money team” should play in your business growth, this conversation gives you the clarity and tools you need to plan ahead, avoid costly mistakes, and set your business up for long-term success.What You’ll Learn in This Episode:The difference between an LLC and an S Corp (and when switching makes sense).Why owner’s draws aren’t business expenses—and what that means for your taxes.The four key players every entrepreneur needs on their money team: bookkeeper, CPA, financial advisor, and business coach/CFO.Why quarterly tax estimates and intentional budgeting are non-negotiable.How to avoid dangerous end-of-year spending traps that hurt more than they help.The importance of building a cash reserve and planning your financials monthly.How to structure your business for a future exit—even if you’re a coach or service provider.Key Takeaways:Transitioning to an S Corp around $75k in net income can lower your tax liability, but you must pay yourself reasonable compensation.Bookkeepers look backward, CFOs look forward—both are crucial for a healthy business.Don’t let Q4 panic drive your financial decisions; intentionality beats quick fixes.Regular financial check-ins (monthly finance meetings) reduce overwhelm and help you make strategic decisions year-round.Profitability isn’t just about numbers—it’s about building a business that sustains you personally and professionally.This episode is packed with insights for entrepreneurs who want to pay themselves more, plan for the future, and finally feel confident about their business finances.Danielle Hayden is the Co-Founder and CEO of Kickstart Accounting, Inc., where she helps six- and seven-figure women entrepreneurs stop winging it with their money and actually understand their numbers. She’s your no-BS financial co-pilot with a side of “let’s make this business profitable and fun again.”With over 15 years of experience in the world of finance, Danielle has worked her way from accounting firm intern to the Co-Founder of Kickstart Accounting. She understands how complex business finances can be, and she knows that entrepreneurs, especially women, need more than just a bookkeeper; they need real financial analysis and support in order to get the confidence required to create the sustainable wealth they deserve. Danielle brings a unique perspective when it comes to providing business owners with “the total package” as it relates to their finances.She’s been featured on dozens of top-rated podcasts, including The Proffitt Podcast, Eat, Blog, Talk, Oh Shoot! The How of Business, and more. Danielle also hosts her own hit show, Business By the Books.When Danielle isn't in her money mindset work, you can find her hiking or spending time with her family.Ready to Decode Your Buyers?If this episode had you nodding, your next step is mastering the psychology behind every “yes” (and every ghosted lead).Buyer Psychology isn’t just another sales course — it’s your roadmap to understanding exactly how and why people buy. Inside, you’ll learn:The 4 core buyer types (and how to sell to each one)Why your sales tactics aren’t landing — and how to fix themReal-world strategies to close more clients without changing your entire offerYou don’t need better copy. You need to know who’s reading it.Let’s ConnectInstagram: @meghan.lamlehttps://meghanlamle.com/Buyers-psychology?utm_source=podcast&utm_medium=footerLoved this episode? Leave a review and share with a business bestie who’s ready to scale.New episodes drop weekly — hit follow so you never miss a strategy that could change your business.Support the show!

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