Episode Synopsis "Episode Q - QLACs (Qualified Longevity Annuity Contracts)"
What IS a QLAC? Why would someone want a QLAC? How would you go about getting one, if you decide it’s a great idea? What are the down sides of QLACs? QLACs, or Qualified Longevity Annuity Contracts, can be a really helpful addition to your retirement planning if you’re worried that your retirement savings might not last long enough, if you’re looking to minimize RMDs, or for a conservative investment that protects your money from market dips later in life. BUT QLACs aren’t free of downsides, and they definitely aren't right for everyone! Is a QLAC right for you? Take a listen, and if you want to hear more, give us a call!
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More episodes of the podcast Retirement A to Z
- Episode R: Retirement - what now?
- Episode V - Vesting and Eligibility
- Episode T - Types of Plans
- Episode S - The SECURE Act
- Episode Q - QLACs (Qualified Longevity Annuity Contracts)
- Episode P - Protection
- Episode O - Organizations that can sponsor a plan
- Episode L - Life Insurance in a Qualified Plan
- Episode K - Kids and Other Family Members
- Episode J - Just For You! (Dentist, two owners, 15 employees)
- Episode J - Just For You! (Realtor, one owner, no employees)
- Episode J - Just For You! (Hematologists, 2 owners, 150 employees)
- Episode H - Highly Compensated and Key Employees
- Episode G - Guarantees
- Episode F - Flexibility within a plan
- Episode E - Estate Planning
- Episode D - Distributions
- Episode C - Common Ownership
- Episode B - Business Planning
- Episode A - the ABCs of retirement plans