Is today’s financial system fit for a digital-first world?Not quite — and Siddharth Shetty is here to tell us why.In this episode of Couchonomics, Arjun speaks with Finternet Labs CEO Siddharth Shetty, one of the architects behind India’s UPI and  Account Aggregator framework, to unpack the vision for Finternet — a universal financial infrastructure layer designed to empower users, build trust, and unlock global interoperability.We explore how fragmented rails, legacy systems, and a lack of verifiability are holding back progress, and how Finternet could be the solution that brings it all together.👉 What you’ll learn:- Why identity, credentials & asset control need to shift back to users- How Finternet coexists with CBDCs, stablecoins & real-time payment systems- The role of governments vs private sector in future infrastructure- Middle East leapfrogging, tokenization & AI-driven transactions🔗 Watch, learn, and join the conversation about the future of digital finance.Couchonomics with Arjun Season 04 is brought to you by our partners:Adyen https://www.adyen.com/Thunes https://thunes.com/Mastercard https://mastercard.com/E& https://www.eand.com/Digit9 https://www.digitnine.com/SC Ventures https://scventures.io/Hala https://hala.com/Discover how the Finternet is reimagining finance for a connected world. Tap the link in the show notes to learn more. 👇https://drive.google.com/file/d/1qIw8wSbw26mw8uLXIK8SohmGvvJobcPX/view?usp=sharing Explore Finternet Labs: https://finternetlab.io/Chapters:00:00 Episode Highlights01:58 Exploring Finternet Labs03:01 Understanding Financial Infrastructure05:33 The Vision of Finternet Labs13:19 Governance and Dispute Resolution25:02 Future of Financial Systems27:07 Web3 and Coexistence with Traditional Financial Systems29:15 Interoperability Challenges and Solutions31:42 Cross-Border Transactions and Emerging Technologies36:12 The Role of Digital Identity in Financial Ecosystems40:45 Centralization vs. Decentralization in Digital Identity44:13 Introduction to Finnet and Its Objectives46:34 The Finternet Labs: Structure and Goals50:21 Opportunities for the Middle East in Digital Finance53:01 Conclusion and Future EventsOur website 👉 https://bit.ly/3jk7UH0Find us on our social media platforms: Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/ CCN LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/ Instagram https://www.instagram.com/couchonomics/ Twitter https://twitter.com/Arjun_Vir_Singh?s=20 TikTok https://www.tiktok.com/@couchonomics Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E

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