Listen "#17: Dear Patients & Families: Stretching the Dollars of Dementia with Tessa Garcia McEwen, AM, LCSW, DCCS, CDP"
Episode Synopsis
While our episodes are usually clinician-facing, our series of "Dear Patients and Families" are also patient-facing! This is the second episode in this series. Our first episode was #11: Dear Patients and Families: How to Navigate Dementia During the Holidays. This episode looks at how to proactively take steps to plan and save money when a diagnosis of dementia is given. No matter what age we are, it can be intimidating to navigate finances of the healthcare system. Tessa tells us how to plan ahead. We go over a general acronym of approach, power of attorney roles, looking for in-home and out-of-home support, when care needs to escalate. We're proud that this episode was written by Kylie McElheran, a medical student at OHSU, with awesome show notes and graphics all made by Jai Daniels, a medical student at University of Chicago. Click here for SHOW NOTES! Timestamps ● 00:00 Welcome & disclaimer; why finances surface after a new dementia diagnosis ● 04:00 The DIGNITY framework (Designate, Independence, Gather, Needs, Intentionality, Therapies, YOLO) ● 09:14 Healthcare vs. Financial Power of Attorney (differences, notarization, when to involve elder law) ● 10:42 Avoiding guardianship: costs, risks, and why early POA saves money and strain ● 13:34 Price Is Right safety items & costs (hearing amplifier, light bars, shower chair, bidet, fall-detect watch) ● 15:00 Subsidized in-home supports: homemakers, adult day, caregiver respite; paying a family caregiver ● 20:00 When home isn’t enough: assisted living, supportive living (Medicaid), and memory care ● 27:30 Building a care mosaic (family/friends + subsidized hours + targeted private-pay gaps) ● 27:50 Finding & vetting facilities; waitlists; concierge placement services; planning “six months private-pay” to access a Medicaid bed ● 30:43 Life insurance hack: accelerated death benefits ● 31:18 Communication about finances: “Is the current plan working?”; gentle language about moving Guest Bio: Tessa McEwen, LCSW has 20+ years of experience supporting diverse populations across nonprofit and medical settings, with a focus on personalized care and intergenerational connection. At UChicago Medicine, she primarily supports patients and families living with Alzheimer’s disease and related dementias—working through the Memory Center and consulting across outpatient neurology and neurosurgery clinics. She is a global facilitator for Lorenzo’s House, co-leading programs for youth and care partners impacted by dementia. A Schweitzer Fellowship recipient, Tessa centers grief support, cultural humility, and compassionate care. She co-founded Dementia Friendly Hyde Park, holds a BA in Sociology from the University of Notre Dame, and an MSW from the University of Chicago.Guest-Host and Writer Bio: Kylie McElheran, BS, grew up in Grants Pass, OR, and is now a third-year medical student at Oregon Health & Science University in Portland, OR. Before medical school, she worked in the clinical research industry for 6 years. In her free time, she loves hanging with her husband and dog, as well as playing board games while dabbling in Oregon’s superb craft beer scene. Co-Producers: Sam Ing, MD, Patty Lee, MD Primary Editor: Sam Ing, MD Graphic designer & Show Notes Writer: Jai Daniels, BA Instagram: https://www.instagram.com/verigeripodcast Please subscribe and rate our show 5 stars - that helps to get the word out for our show.