In this episode of The Success Blueprint, Jason Grider and Morgan Peterson sit down with Derek Oswald of My Style Mortgage to talk about grit, growth, and financial freedom. Derek shares how he got his start in 2009, knocking doors to help homeowners refinance during the housing crash — and how that grind turned into a thriving mortgage and investment career in East Idaho real estate.Learn more about My Style Mortgage: https://www.mystylemortgage.com/team/derek-oswaldFrom educating first-time homebuyers on how to qualify, to breaking down common myths about mortgages, Derek explains the steps anyone can take to prepare for homeownership. He also shares insights on real estate investing, DSCR loans, and why financial education and discipline matter now more than ever.Whether you’re an agent, a loan officer, or someone dreaming of buying your first home in Idaho Falls, this conversation offers practical advice and inspiration to take control of your financial future.Timestamps0:00 – Intro: Success Blueprint with Derek Oswald of My Style Mortgage1:05 – How Derek Got Started in Mortgages During the Housing Crash4:32 – Knocking Doors to Help Homeowners Refinance in 20098:10 – Early Lessons: From Refis to Building a Mortgage Career11:55 – Balancing Family Life While Growing a Business15:20 – Why Helping First-Time Homebuyers Matters Most18:45 – Myths About Home Loans (20% Down, Credit Scores & More)22:30 – Educating Buyers in Idaho Falls & East Idaho Real Estate26:40 – The Role of AI & ChatGPT in the Mortgage Industry31:10 – Practical Advice for First-Time Homebuyers: Pre-Qualification & Soft Credit Checks36:05 – Down Payment Assistance & Loan Options in Idaho40:12 – Real Estate Investing: Are There Still Good Deals Out There?Join and connect with us! We would love to hear from you! Website: https://www.eastidahohouses.com/connectFollow Us: Instagram: https://instagram.com/griderpetersonrealestateFacebook: https://facebook.com/GriderPetersonYoutube: https://youtube.com/@GriderandPetersonRealEstateTikTok: https://tiktok.com/@griderpetersonrealestateX: https://x.com/GriderPetersonListen to The Success Blueprint: Apple: https://podcasts.apple.com/us/podcast/the-success-blueprint-with-the-grider-and-peterson-team/id1831318703Youtube: https://www.youtube.com/@GriderandPetersonRealEstateAmazon: https://music.amazon.com.mx/podcasts/911c1355-b2c4-4289-b739-15c8e0cac3d8/the-success-blueprint-with-the-grider-and-peterson-team

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