Len Lane, founder of Brokers for Life Inc., sits down with Shawn Jewers, Business Development Manager for MCAP Mortgages, to discuss the massive wave of mortgage renewals coming between 2025 and 2027. They break down the two types of mortgage transfers—standard and collateral—and why understanding the differences is crucial for brokers and homeowners alike. Shawn highlights the role of First Canadian Title (FCT) in the transfer process and explains how virtual signing can streamline transactions. The conversation also covers key industry insights, including the impact of grandfathering rules on insured mortgages and the potential savings that borrowers can access when qualifying at contract rates.As the mortgage industry braces for this significant renewal period, Len and Shawn stress the importance of brokers staying informed and prepared. They discuss valuable tools such as MCAP’s transfer matrix, refinance calculator, and switch transfer template—all designed to help brokers navigate renewals more efficiently. Brokers are encouraged to attend quarterly MCAP webinars and ensure their clients stay responsive to communications from FCT for a smoother transfer experience. With a rapidly evolving market, this episode provides essential insights to help brokers and borrowers make the most of their mortgage renewals.About Shawn JewersShawn Jewers is a seasoned mortgage industry expert with over 20 years of experience in various facets of the field. Beginning his career at CMHC as a VDM, Shawn has developed a deep understanding of mortgage lending, underwriting, and market trends. Currently, he serves as the Business Development Manager for MCAP Mortgages, one of Canada’s leading mortgage lenders.Throughout his career, Shawn has been a trusted resource for mortgage brokers, offering insights into mortgage transfers, refinancing strategies, and industry best practices. He is known for his expertise in differentiating standard and collateral transfers and for his ability to guide brokers in optimizing client solutions. With a strong commitment to education and communication, Shawn plays a key role in helping brokers navigate the evolving mortgage landscape, ensuring they are well-equipped to provide value-driven advice to their clients.Resources discussed in this episode:MCAP - Professor--Contact Len Lane | Brokers for Life: BrokersForLife.caLinkedin: Len LaneLinkedIn: Brokers for LifeFacebook: Brokers for LifeX: @Brokers4LifeContact Shawn Jewers: Website: mcap.comEmail: [email protected] Linkedin: Shawn Jewers

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