LIVE Zoom Meeting Access: https://www.BreakfastClubZoom.com  Free Strategy Call for Loan Officers: https://www.MortgageTrainingCall.com  Learn More About Us: https://www.MortgageMarketingAnimals.com What's really holding loan officers back from explosive growth? In this high-energy episode of the Loan Officer Breakfast Club, Frank Garay, Steve Kyles, and Carl White break down the four core reasons mortgage pros lose deals—and how to overcome each one. From powerful mindset shifts to tactical strategies, they lay out the exact formula to increase referrals, boost conversions, and close more loans. Plus, Megan Pavone from ARF Financial returns to share a high-margin opportunity for LOs looking to diversify income with unsecured business loans—earning up to 8 points per deal. If you think you have a deal you want to run past Megan, just visit workwitharf.com and click the "I have a deal" button. She'll get back to you right away. You'll also hear real wins from the community, including creative ways to revive past leads, how to land deals through post-coffee call scripts, and why "Just Ask Tuesday" is the most profitable day of the week for top producers. If you're serious about scaling your loan business, this episode is packed with gold.

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