Ep. 412 | Franklin Rouse: Why insurance rates are rising & how rates are set in North Carolina

Cape Fear Report
08/09/2025 48 min
Ep. 412 | Franklin Rouse: Why insurance rates are rising & how rates are set in North Carolina

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Episode Synopsis

Franklin Rouse, property insurance agent in the Cape Fear region, joins the program to discuss:2:25 Why he chose Leland to set up his agency4:36 Why rates are rising9:10 How world events impact rates11:45 Roofs impacting insurance15:10 Why blackswan events impact rates16:45 How insurance rates are set in North Carolina22:25 Flood insurance24:45 Lock insurance before a storm31:25 Wind, hail, and flood policies32:55 Understanding policies and deductibles37:50 Affordability issues41:00 People who choose to be self-insured45:25 Hurricane FlorenceDISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201

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