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Listen "Season 8 Episode #4. Real Estate's Hidden Deal-Breaker: What Every Agent and Homeowner Must Know About Today's Insurance Crisis"
Episode Synopsis
In this episode of Windermere Ask a Coach, host Michael Fanning sits down with insurance experts from Moreland Insurance Agency to discuss the current state of homeowners insurance and its impact on real estate transactions.Maggie Cooper - CEO of Mooreland Insurance Agency (19 years in the insurance industry)Alex Busilacchi - Director of Sales for Mooreland Insurance Agency (4 years of experience specializing in real estate transactions)Boutique insurance agency offering commercial insurance, personal insurance, and employee benefitsSpecializes in working directly with real estate brokers and their clientsProvides comprehensive insurance solutions beyond just homeowners insuranceIndustry experiencing a "hard market" with higher premiums and tighter underwriting guidelinesImpact of weather catastrophes and climate change on insurance availabilityImportance of early insurance consideration in the home buying processEffects of previous claims history on new homeowners insurance policiesRising costs due to factors like inflation and natural disastersInsurance should be one of the first considerations in the home buying processPrevious water damage claims can significantly impact insurance availability and costsImportance of working with a personal insurance agent versus relying on apps or AIAnnual insurance policy reviews recommendedUnderstanding the value of proper coverage versus focusing solely on costTreat insurance history like credit historyConsider insurance as a catastrophic tool rather than a maintenance policyUnderstanding the importance of replacement cost coverageBenefits of working with an independent insurance agencyFlexibility in bundling options through independent agenciesWebsite: morelandagency.comServices: Available for both independent clients and Windermere associatesAvailability: Accessible for urgent needs, including evenings and weekendsRegular presence: Weekly visits to Windermere sales officesFor more information about the podcast or to suggest future topics, contact Michael Fanning at [email protected]
More episodes of the podcast Windermere Ask A Coach, Real Talk, Real Results
Season 9 Episode #2.Getting Homes Market-Ready with Notable Seller Financing with Chris Mattix.
27/10/2025
Season 8 Episode #7. Wildfire Resilient Real Estate: Insights from Pyrogeographer Michael Steinberg
07/04/2025
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