Are you overwhelmed by your credit card debt and unsure where to even begin? You're not alone! In this episode of the Thank Me Later Show, CPA and money coach Jini sits down with her cousin Tina, who recently completed the Thank Me Later Credit Card Repayment Course and is on track to save over $8,000 in credit card interest fees using the exact strategies shared in the program.Tune in to learn how to get full visibility of your balances and interest rates and how to negotiate with credit card companies for better terms (yes, it’s possible!). You’ll also hear how to avoid getting stuck in fear and shame, and how to push past those emotions to unlock not only financial freedom, but emotional peace.If you tune into this episode of the podcast and apply the tips, I promise that you will #thankmelater! #thankmelatershow #thankmelatermoney #jinithornton #moneycoach #financialexpert #creditcarddebt #financialfreedomSTAY CONNECTED:Connect with Thank Me Later:https://thankmelatermoney.com https://www.instagram.com/tmlmoney https://www.tiktok.com/@tmlmoney Connect with Jini:https://jinithornton.com/https://www.instagram.com/jinithornton https://www.tiktok.com/@jinithornton https://www.linkedin.com/in/jinithornton/ ______RESOURCES: Join the TML Community: https://www.thankmelatermoney.com Get access to the Credit Card Debt Repayment Course at thankmelatermoney.com/debt _____TIMESTAMPS:2:00 - Why credit card debt feels overwhelming7:17 - The first step of tackling your credit card debt 9:16 - How to negotiate your interest rates with your credit card company 13:20 - How making more money can help with your debt payoff goal 14:55 - Tina’s #1 tip 15:46 - How the TML program has transformed Tina’s finances 18:29 - How to push past the overwhelm and fear to tackle the debt19:41 - Setting boundaries with yourself and other on your credit card journey

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