Are you a 9th, 10th, or 11th grader (or their parent) wondering how to pay for college without breaking the bank? In this powerful episode of the Thank Me Later Show with Jini, we speak with Lenora Jackson, a Financial Aid expert who dives deep into early financial aid strategy, revealing why starting the process now can save you thousands! We'll demystify the college funding landscape, explaining the crucial differences between need-based financial aid and merit-based financial aid. Learn practical steps on how to calculate the true cost of college and discover powerful ways students can position themselves to get more financial aid, starting as early as the 9th grade. Don't wait until senior year – equip yourself with the knowledge to make smart financial decisions for your future! Tune in to learn how early planning can lead to more scholarships, grants, and a less stressful path to your dream college. If you tune into this episode of the podcast and apply the tips, I promise that you will #thankmelatershow! #thankmelatershow #thankmelatermoney #jinithornton #moneycoach #financialexpert #financialaid #lenorajackson #scholarships #financialaid #fafsa #college ______STAY CONNECTED:Connect with Thank Me Later:https://thankmelatermoney.com https://www.instagram.com/tmlmoney https://www.tiktok.com/@tmlmoney Connect with Jini:https://jinithornton.com/https://www.instagram.com/jinithornton https://www.tiktok.com/@jinithornton https://www.linkedin.com/in/jinithornton/ Connect with Lenora:https://www.linkedin.com/in/lenora-jackson-8833347/ ______RESOURCES: Join the TML Community: https://www.thankmelatermoney.com Get your TML Scholarship Organizer: https://thankmelatermoney.myshopify.com/collections/shop/products/scholarship-organizer Check out TML’s Financial Aid & Scholarships Podcast Playlist: https://youtube.com/playlist?list=PLMZGn9VLVoiBwEDe60DlAgBC4MUSQmxSJ&si=Ex0zKeFcYSbGszh1 _____TIMESTAMPS:4:54 - Why it’s important to start the financial aid process early8:05 - The role of parents in the financial aid process 11:22 - How can students position themselves to get more aid 14:17 - Need based financial aid vs. merit based financial aid 16:32 - Why are student loans on a financial aid award letter?18:18 - How does a 529 plan impact financial aid?20:43 - Did you know that some companies offer scholarships for their student employees?23:40 - What happens when students don't get enough financial aid for college25:52 - Should consider a community college transfer strategy?28:50 - How to calculate the cost of college 34:24 - The power of state schools 39:59 - Why it’s important to for students to be involved in extracurricular activities and community service41:13 - Did you know that parents don’t have the right to access their college student’s information?45:40 - Lenora’s top tips

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