Employee benefits can feel confusing, expensive, and full of fine print, especially in the U.S. healthcare system.In this episode of The Habit Architect, host Michael Cupps speaks with Kristan Carlton, a Tulsa-based expert in group health benefits and employee coverage strategies. As VP of Operations at Inspire Benefit Consultants, Kristan shares what employees and HR leaders need to know to navigate medical plans, dental and vision options, mental health support, and voluntary benefits like accident insurance.What you’ll learn:How to pick a health insurance plan that fits your actual needsWhy accident insurance is gaining popularity in U.S. companiesCommon mistakes employees make during open enrollmentWhat HR teams can do to offer better benefit educationReal talk on EAPs, remote worker support, and rising healthcare costsWhether you’re a small business owner in Oklahoma, an HR leader managing multiple states, or just trying to make sense of your medical benefits, this episode offers simple, practical advice.🎧 Listen now and learn how to make smarter benefit decisions for yourself or your team.  This Show is sponsored by TimeBandit.io Check out our Live Show Events here: The Habit Architect Live ShowSubscribe to our Newsletter: The Habit Architect Newsletter

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