Do Prepaid Credit Cards Influence Credit Scores? - The Credit Pros

The Credit Pros Podcast
25/07/2025 3 min
Do Prepaid Credit Cards Influence Credit Scores? - The Credit Pros

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Episode Synopsis

Prepaid credit cards do not affect credit scores as they are not reported to credit bureaus. Traditional and retail store credit cards, which are reported monthly, can help or hurt credit scores based on usage. Debit cards may impact credit if overdrafts are unpaid.

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