As banks and credit unions head into 2026 budget season, leaders are weighing how to mitigate risk in upcoming branch projects. Host Doug Ridley speaks with William Foley, Co-Founder of The Element Group, about the strategies institutions can use to avoid costly surprises, from ongoing budget checks and contingency planning to navigating zoning delays and hidden construction costs. They also discuss the importance of governance, designating a single decision-maker, and selecting the right design-build partner. This episode offers practical guidance for executives looking to keep their next project on time, on budget, and aligned with long-term growth goals. S2E2: ”A Strategic Approach to Branch Design: Risk Mitigation”   SHOW NOTES: Link to Show Notes: https://www.everybitmatters.com/mitigating-risk-branch-project/ About the Host: Doug Ridley: On Instagram, Doug describes himself as “a summer camp evangelist….” and a “napping connoisseur.” His feed is full of bright and beautiful images showing the special moments of life and reflect his focus on the things that make life rich. A graduate of The College of Saint Rose with a BFA in Sculpture, Doug brings an aesthetic and attentive eye to all that he does. Having spent the first part of his career as the YMCA, Doug lives by the values of caring, respect, responsibility, and honesty. A consummate foodie and seacoast explorer, Doug can often be found exploring good eats, supporting local haunts, participating in outdoor sports clubs, and volunteering at charity events. A mind busy with inspirations, Doug comes to The Element Group with a wealth of new ideas, drawing from his experience as Director of Accounts at Vital Design where he helped build and shape their retainer program. He is most ‘in his element’ when he is skiing, enjoying a long run, or relaxing in his garden.--- About the Guest:  William FoleyWhen he is not golfing, skiing or relaxing with family,William is hard at work ensuring that the Company he co-founded continues to thrive. After studying at Utica College, William began his career in the design build industry. Nearly thirty years of experience has equipped him with extensive upper-level knowledge in finance, sales, design, build, merchandising, and digital. William wants to see The Element Group continue to grow, become “top-of-mind” for clients and prospects, increase in size and national physical presence, and grow its employee base, sourced from the industry’s best. About The Element Group: The Element Group is a full-service design-build firm dedicated to transforming community banks and credit unions nationwide. With the motto “Every Bit Matter” we specialize in delivering memorable and future-facing retail branch environments that help financial institutions stand out and grow  From architectural and interior design to graphic design, digital signage, promotional products, and training, The Element Group offers a collaborative, end-to-end solution tailored to each client’s unique goals.  Website⁠ - LinkedIn⁠ - YouTube - Apple Podcasts - Instagram

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