You will also need an emergency fund, because as I always say, “when life happens you need to be prepared because surely life will happen”. Your car will need to be fixed. Your company may lay off workers and one could be you. Your roof may need to be repaired. So, you’ll need an emergency fund equal to three to six months worth of your every day living expenses. Your everyday living expenses are bills that come in every month like rent, car notes, food, etc...

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