Have you ever questioned why everyone tells you to put your retirement savings in the stock market? In this episode of Safe Money and Income Radio, host Daryl Blackmon argues that much of the conventional financial wisdom is propaganda based on speculation, not security. He exposes the "myth of averages," debunking the idea that the market provides a reliable 10% annual return and questioning why you should pay advisors fees even when they lose your money.Daryl introduces a critical distinction for every retiree: are you following "If-come" or "Income" planning? Discover if your savings are in a risky "If-come" plan, where you don't know if the money will be there when you need it. Learn about the alternative—a true "Income" plan built on contractual guarantees that protect your principal from market losses while still participating in gains, so you know the income is coming in.This episode covers:Why traditional 401(k) plans can be a "high stakes crap shoot".The "elevator" analogy that illustrates the stomach-dropping feeling of a market crash and the alternative of a ride that only goes up.How to get a guaranteed first-year return of up to 10% and lock in compounded growth of up to 7% for your lifetime income account.How to claim your free, 115-page Safe Money and Income book to learn how to put your investments on autopilot.

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