Remember Bobby McFerrin's song, "Don't Worry, Be Happy"? For many people nearing retirement, that's easier sung than done when their financial future is exposed to market risk and hypothetical plans. In this episode of Safe Money and Income Radio, asset and retirement protection specialist Darrell Blackmon explains why a guaranteed income stream is the proven key to happiness in retirement, as supported by studies from Time Magazine and Greenwald & Associates.Join Daryl as he discusses powerful, safety-first strategies designed for those at or near retirement. You'll learn how to move from uncertain, risk-based planning to a secure future built on contractual guarantees.In this episode, you will learn:The "Safety First" retirement strategy and how to build a reliable "income floor" you can't outlive.Why successful investors like Shaquille O'Neal and Ben Stein use annuities to guarantee a lifetime income stream, regardless of market performance.How modern insurance-based financial products can offer growth potential (up to 7% for income purposes) while completely protecting your principal from market losses.Your options for protecting a 401k or other retirement account, especially if you have recently changed jobs or reached age 59 ½.

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