ZARZA We are Zarza, the prestigious firm behind major projects in information technology.
Listen "You’re Not Bad with Money - You’ve Just Been Lied To- The Truth About Why You’re Still Stuck - RTBP Episode 218"
Episode Synopsis
Arnold opens up about the deeply personal journey of revisiting and restructuring his family and business finances—and the Kingdom wisdom that guided it. If you’ve ever felt anxious about money, stuck in bad spending cycles, or simply unsure of where to start with financial stewardship, this episode is your call to clarity. Drawing from Scripture and lived experience, Arnold unpacks practical truths that will help you build a financial life rooted in wisdom, discipline, and God-honouring priorities.
Key Discussion Points
00:01 – Setting the Scene: A hard reset on personal finances
01:54 – The aim isn’t shame, it’s transformation
03:45 – Renewing your mind: Romans 12:1-2 and modern money culture
04:35 – Breaking free from financial conformity
06:23 – What money habits are rooted in conformity?
06:33 – Proverbs 6:6–8 – Learn from the ant: Prepare before pressure hits
09:01 – Proverbs 13:16 – Knowledge vs application: why knowing isn’t enough
10:25 – Proverbs 21:5 – Diligence, not hustle, leads to abundance
11:53 – Proverbs 24:3–4 – Building a financial house: wisdom, understanding, knowledge
13:46 – Proverbs 14:15 – Hope isn't a plan: why vibes aren’t enough
15:09 – Proverbs 27:12 – Seeing danger and acting in time
16:05 – Proverbs 3:5–6 – Trusting God in your planning
17:02 – Final encouragement: This isn’t a rebuke—it’s a rescue
Highlights From The Episode
Godly Stewardship Over Vibes: Financial peace doesn’t come from hype—it’s built on wisdom and diligence.
Scriptural Guidance for Your Finances: Verses from Proverbs and Romans anchor this conversation in timeless truth.
Practical Encouragement: From budgeting to cancelling forgotten subscriptions, small shifts can lead to major transformation.
Real Talk, No Condemnation: If you’ve ever felt behind or overwhelmed, this episode offers grace and clarity, not guilt.
Practical Steps You Can Take
Schedule two hours each month to review your income, expenses, and goals.
Cancel any forgotten or unnecessary subscriptions.
Plan meals to cut food delivery costs.
Ask God to give you clarity and wisdom over your finances—invite Him into your planning.
Reflect on what financial habits might stem from fear, conformity, or your past—and choose a new path of freedom.
Relevant Themes Covered
Christian financial stewardship
Renewing the mind with Scripture
Overcoming money anxiety
Practical financial planning
Living counter-culturally in a consumer-driven world
Aligning money habits with God’s wisdom
Connect with RTB
For podcast updates, exclusive daily devotional emails and more, join the RTB community! Sign up here: www.reasontobehold.com
Got a question or want to share your thoughts and reflections from the episode? We’d love to hear from you!
Contact us: [email protected]
Key Discussion Points
00:01 – Setting the Scene: A hard reset on personal finances
01:54 – The aim isn’t shame, it’s transformation
03:45 – Renewing your mind: Romans 12:1-2 and modern money culture
04:35 – Breaking free from financial conformity
06:23 – What money habits are rooted in conformity?
06:33 – Proverbs 6:6–8 – Learn from the ant: Prepare before pressure hits
09:01 – Proverbs 13:16 – Knowledge vs application: why knowing isn’t enough
10:25 – Proverbs 21:5 – Diligence, not hustle, leads to abundance
11:53 – Proverbs 24:3–4 – Building a financial house: wisdom, understanding, knowledge
13:46 – Proverbs 14:15 – Hope isn't a plan: why vibes aren’t enough
15:09 – Proverbs 27:12 – Seeing danger and acting in time
16:05 – Proverbs 3:5–6 – Trusting God in your planning
17:02 – Final encouragement: This isn’t a rebuke—it’s a rescue
Highlights From The Episode
Godly Stewardship Over Vibes: Financial peace doesn’t come from hype—it’s built on wisdom and diligence.
Scriptural Guidance for Your Finances: Verses from Proverbs and Romans anchor this conversation in timeless truth.
Practical Encouragement: From budgeting to cancelling forgotten subscriptions, small shifts can lead to major transformation.
Real Talk, No Condemnation: If you’ve ever felt behind or overwhelmed, this episode offers grace and clarity, not guilt.
Practical Steps You Can Take
Schedule two hours each month to review your income, expenses, and goals.
Cancel any forgotten or unnecessary subscriptions.
Plan meals to cut food delivery costs.
Ask God to give you clarity and wisdom over your finances—invite Him into your planning.
Reflect on what financial habits might stem from fear, conformity, or your past—and choose a new path of freedom.
Relevant Themes Covered
Christian financial stewardship
Renewing the mind with Scripture
Overcoming money anxiety
Practical financial planning
Living counter-culturally in a consumer-driven world
Aligning money habits with God’s wisdom
Connect with RTB
For podcast updates, exclusive daily devotional emails and more, join the RTB community! Sign up here: www.reasontobehold.com
Got a question or want to share your thoughts and reflections from the episode? We’d love to hear from you!
Contact us: [email protected]
In God we trust