This week on the REAL Collective Podcast we discuss ways to do home improvements: the good, the bad & the ugly.

Our hosts by Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) first dive into a new city of Ottawa opportunity called "The Better Home Loan Ottawa Program" that could help you finance your own home renovation project. We explore potential pitfalls and how a real estate agent could protect you from some of these scenarios.

The ethical maze of disclosure and non-disclosure of information also gets discussed. We tread this sensitive topic, unpacking the right, the wrong, and the grey areas. From personal anecdotes to professional guidelines.

Furthermore, with economic fluctuations being the order of the day, we underscore the importance of locking in your interest rates, and why now is the time to do it.

We move along and discuss some ugly home improvement options out there and offer guidance on how to navigate these tricky and deceptive techniques. We stress the importance of title searches and illustrate how they can protect home buyers. Every homebuyer, whether seasoned or first-timer, should be wary of unexpected issues at the closing table.

Don't miss this episode of the REAL Collective Podcast for an all-encompassing dive into these crucial subjects. Whether you're an emerging REALTOR®, a home buyer or seller, or just someone keen on enriching their real estate acumen, this episode is a goldmine of insights. Tune in and broaden your understanding!

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Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective
Kyle: https://calendly.com/kmmortgage/phone-connect

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Intro: (0:00)

Serious Kyle & A Trip to Italy: (1:06)

The Good, The Bad & The Ugly of Home Improvement: (2:09)

Possible City of Ottawa Loan Issues: (5:17)

Disclosure and Non-Disclosure of information: An Ethical Tightrope: (9:33)

Half-Time: (17:40)

Quick Update on Inflation & Property Taxes: (19:19)

Now Is The Time: Lock In Your Interest Rates: (21:05)

The Ugly Of Home Improvement : (21:58)

Unforeseen Issues At The Closing Table: The Need For A Title Search: (26:46 )

The Importance Of Pulling Title On Your Own Home: (30:11)

Outro: (32:33)

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