On this episode of the podcast, Alex Becerra and Miriam Dougherty have an in-depth conversation about building Spending & Savings Plans. Together they discuss the importance of understanding your current financial situation, gathering data to make informed discoveries about your income and expenses, identifying which areas you can adjust or improve, and setting SMART goals. They also provide inspiration and encouragement to help YOU create an action plan to take the next step on your path to better money management… Because building a strong spending and savings plan to achieve your financial goals just makes Perfect Cents! To check out the resources highlighted in this episode visit the links below. America Saves | 6 Steps to Establishing A Spending & Savings Plan United States Office of Financial Readiness | Spending Plan Worksheet SAFE Credit Union | Financial Habits Reflection SAFE Credit Union | Weekly Grocery Budget Mindtools | SMART Goals: How to Make Your Goals Achievable nerdwallet | How to Choose the Right Budget System: 4 Methods to Consider To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email [email protected]

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