On today's episode, David discusses tips and tricks to transform your holiday season from a time of going into debt into a time of making memorable expereinces for years to come.  Today's episode covers the importance of creating a budget, reducing the number of tangible items purchased, and provides ideas and suggestions into creating expereinces which can not only save you money, but are more meaningful.  If your looking for some great ideas to keep your holiday season  merry and bright while not going into debt, then today's episode is for you!  
 

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