In the very first episode of Making Sense of Money, presented by P1FCU, we’re tackling a challenge many face after the holidays—managing debt. We sit down with Kylie, a leader from our lending team and a new mom, to talk about how becoming a parent shifts holiday spending priorities. It’s all about creating meaningful memories, not just filling the space under the tree.

Kylie shares real-life strategies for staying on top of holiday budgets, like starting a Christmas cash envelope early in the year to reduce financial stress. We also break down smart ways to tackle debt—focusing on high-interest loans first—and the ups and downs of budgeting as a parent. Plus, Kylie offers practical tips for overcoming the fear of debt and building financial confidence.

Join us as we navigate these financial waters together, helping you take control of your money and plan for a brighter financial future. Subscribe now, and visit p1fcu.org for more helpful resources!

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