Is an SMSF right for you as a business owner?

30/06/2025 13 min Temporada 2 Episodio 18
Is an SMSF right for you as a business owner?

Listen "Is an SMSF right for you as a business owner?"

Episode Synopsis

What business owners need to know before managing their own superFor business owners, a self-managed super fund (SMSF) can offer flexibility, control, and some strategic benefits you might not have considered. But is it the right fit for you? In this episode, we chat with Daniel Shaw, Director and SMSF specialist at DFK Benjamin King Money in Melbourne, to explore when and why an SMSF might be a smart move—and the common traps to avoid.Daniel explains the key benefits of SMSFs, who they’re best suited to, and the responsibilities that come with taking the DIY super path. If you’ve ever wondered whether you could (or should) rent your business premises from your own super fund, this one’s for you.What we cover in this episode:What a self-managed super fund (SMSF) is and how it differs from industry fundsWhy SMSFs can suit business owners and when they’re not the right fitHow SMSFs can hold and lease commercial property to your businessExamples of surprising (but legal) SMSF investment optionsCommon risks and misconceptions—and how to avoid costly mistakesWhy early advice is essential, not optionalAction step:Download our free checklist: The Lifecycle of a Self-Managed Super Fund and start thinking through whether this might be the right option for your business and retirement strategy. Then have a conversation with your accountant or licensed financial advisor.Our GuestDaniel Shaw is a Director at DFK Benjamin King Money in Melbourne and the firm’s in-house SMSF specialist. With deep experience in accounting, business strategy, and compliance, he helps clients utilise self-managed super funds strategically, balancing flexibility with smart risk management.Less Than 15 is a show brought to you by leading Accountants and Business Advisors, DFK Australia New Zealand.We help business owners make better decisions with our local knowledge, national connections and global reach. Search for a firm here and have a conversation with us today!