You’re profitable on paper, but your bank balance tells a different story. Why?In this episode, we speak with Mike McNab, Partner at DFK Oswin Griffiths Carlton in Auckland, about the critical differences between profit and cash, and how too many business owners find out the hard way.Mike breaks down five common cashflow killers, offers simple tactics to tighten your finances, and shares how to use tools like Xero and SYFT to stay ahead of the curve. This is a focused,  practical chat to help you spot risks, boost cash, and make better decisions in any market conditions.In this episode, we cover:Why profit doesn’t guarantee positive cashflowThe 5 biggest cashflow killers to watch forHow to spot patterns in customer paymentsStrategies to speed up cash collectionSimple Xero tools to track cash and stay alertHow tech can reduce surprises and support smarter decisionsMike also mentioned the value of using SYFT, an AI-powered cloud software that can create reports, forecasts, dashboards, and consolidations.   Action StepTake 10 minutes each day to review your cashflow. Ask: What’s due in? What’s due out? Any red flags? Start tracking patterns before they become problems.Guest BioMike McNab is a Partner at DFK Oswin Griffiths Carlton in Auckland. With deep expertise in business performance and advisory, he helps SMEs across New Zealand navigate the complex relationship between profitability, cashflow, and sustainability, often using tech tools to make smarter, faster decisions.Less Than 15 is a show brought to you by leading Accountants and Business Advisors, DFK Australia New Zealand.We help business owners make better decisions with our local knowledge, national connections and global reach. Search for a firm here and have a conversation with us today!

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