As credit unions contend with the economic slow-down and budgeting season for 2021, there is a need to look at different approaches when it comes to improving earnings. Ryan Dold, Vice President of Business Solutions for the Heartland Credit Union Association speaks with Andre Branning, Regional Director of JMFA about how taking a look at your non-interest income and expenses could be the key to recovery. JMFA is an endorsed partner for the Heartland Credit Union Association and provides solutions to address these concerns for credit unions. Listen to this podcast to discover how JMFA can be a resource to help improve your 2021 strategic plan. EPISODE HIGHLIGHTS: 1:22 – JMFA’s background and overdraft program consulting overview3:00 – Why you should consider re-evaluating your overdraft program with an expert3:59 – What a credit union can expect when partnering with JMFA 5:11 – How does JMFA's program benefit credit union members7:52 – How the program helps to increase revenue without increasing fees8:34 – What is the impact of Regulation E transactions10:03 – Meaning of 100% Compliance Guaranteed11:39 – Why should credit unions partner with JMFA?12:59 – What is JMFA Contract Optimizer?15:00 – Benefits of using a third party for contract negotiations15:34 – How to contact Andre Branning, JMFA’s Regional Director 

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