Gen X Is the Caregiving Generation — and It’s Killing Their Retirement

09/10/2025 19 min

Listen "Gen X Is the Caregiving Generation — and It’s Killing Their Retirement"

Episode Synopsis

Gen X Is the Caregiving Generation — and It’s Killing Their RetirementJae Oh, Education Fellow at the Alliance for Lifetime Income, breaks down the 2025 Protected Retirement Income and Planning Study. He exposes why so many people say they’d choose guaranteed income but never act—and what’s really stopping them from protecting their future.**In This Video**00:00:00 The 2025 Protected Retirement Income and Planning Study Overview00:00:45 Caregiving, Gender Gaps, and Financial Consequences00:02:15 The Responsible Adult Female and Career Tradeoffs00:03:10 How Caregiving Impacts Retirement Preparedness00:04:05 Why Financial Plans Must Adjust After Life Changes00:05:00 Gen X and the $100,000 Inheritance Question00:06:15 Why Financial Advisors Rarely Recommend Annuities00:08:00 The Missing Question: Why Not Act Now?00:11:00 The Chaos of Multiple Accounts and Hidden Household Risk00:16:00 What’s Really Stopping You from Protecting Your Income?Social Media Post**69% of Gen X say they’d buy an annuity if they inherited $100K—so why don’t they do it now? Jae Oh breaks down the 2025 Alliance study and the real reason people stall on guaranteed income. #RetirementPlanning #Annuities✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4gBeoL6✅ Let's connect: https://linktr.ee/jaeohcfp✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅ Your private appointment https://calendly.com/justjae/ ✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.