CassGPT Rips Virginia For This Medigap Rule Change

22/06/2025 27 min

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Episode Synopsis

CassGPT Returns! Medigap & Medicaid UpdatesBrief DescriptionCass is back—and just in time. In this extended episode of Jae’s Corner: Now It Makes Sense, Jae and Cass break down the unintended costs of Virginia’s Medigap birthday rule, the unraveling of Medicaid eligibility post-pandemic, and the looming threat to enhanced ACA subsidies (APTC). If you’re in Medicare, Medicaid, or in between, this is the episode that pulls back the curtain on policy spin and shows you the financial reality. Get ready to decode the system, avoid premium traps, and learn how to plan before the rules change beneath your feet.In This Video00:00:00 The Return of Cass & What’s Coming00:01:10 Medigap Birthday Rule in Virginia Explained00:02:15 The Pricing Trap: How Carriers Adjust00:03:50 Who the Birthday Rule Hurts Most00:05:20 Unintended Consequences for Medically Vulnerable00:08:15 Medicaid Expansion vs. Eligibility Unwinding00:10:30 How to Stay on Medicaid: Monthly Action Steps00:13:10 WARN Notices and the Link to Healthcare Coverage00:16:30 Real-Life Examples: COBRA vs. ACA Planning00:23:45 Enhanced APTC Threat & Financial Planning Shifts