In this episode Dr. Billy Hensley, the president and CEO of the National Endowment for Financial Education, discusses NEFE's Personal Finance Ecosystem, which is a framework to show the different factors that affect a person's financial well-being.  You can find the ecosystem here: https://www.nefe.org/ecosystem.  We discuss how the ecosystem can inform the efforts of financial companies, nonprofits, and policymakers who want to improve peoples' financial situations. We also talk about why financial education alone cannot fix an individual's financial problems.   This podcast was recorded on February 15, 2024. Things may have changed by the time you hear it.    

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