Fraud-as-a-Service, Stablecoins & the Future of Financial Crime

12/08/2025 43 min Temporada 4 Episodio 13
Fraud-as-a-Service, Stablecoins & the Future of Financial Crime

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Episode Synopsis

Fraud just had its AI upgrade.It’s faster than your payments and industrialised at a global scale. Welcome to the Scamdemic — a global wave of scams and financial crime growing faster than almost any asset class.We’re joined by Simon Taylor, Head of Strategy at Sardine and Co-Founder of 11:FS. Together, we unpack how fraud has evolved, why it’s so hard to stop, and what financial institutions, fintechs, and regulators must do now.Inside the episode:- Why faster payments = faster fraud- Deepfakes, fraud-as-a-service, and industrialised scam call centres- Why liability shifts and reimbursements can fuel crime instead of stopping it- The missed open banking opportunity: building a global “fraud utility”- Stablecoins, AI agents, and the next wave of attack surfaces- How to protect customers without killing innovationWhether you work in banking, fintech, payments, or policy, this episode will change how you think about fraud prevention in the age of AI and real-time payments.🎧 Listen now and stay ahead of the Scamdemic.Couchonomics with Arjun Season 04 is brought to you by our partners:Adyen https://www.adyen.com/Thunes https://thunes.com/Mastercard https://mastercard.com/E& https://www.eand.com/Digit9 https://www.digitnine.com/SC Ventures https://scventures.io/Hala https://hala.com/Chapters:00:00 Episode Highlights02:04 The Scam Epidemic: An Overview06:33 The Impact of Fraud on Financial Institutions14:14 Introducing Sardine: AI-Powered Financial Crime Platform19:17 Global Fraud Typologies and Real-Time Payments22:47 Global Reactions to the Pandemic23:46 The Impact on Wealthy Individuals and Businesses24:43 The Need for Transparency and Best Practices25:23 Regulatory Responses and Fraud Prevention26:34 The Role of Social Media in Fraud27:38 Challenges in Fraud Prevention and Coordination29:42 Opportunities in Open Banking and Data Sharing34:31 Digital Assets and Stablecoins39:08 The Role of AI in Fraud Prevention42:10 Future of Financial Crime and ConclusionOur website 👉 https://bit.ly/3jk7UH0Find us on our social media platforms: Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/ CCN LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/ Instagram https://www.instagram.com/couchonomics/ Twitter https://twitter.com/Arjun_Vir_Singh?s=20 TikTok https://www.tiktok.com/@couchonomics Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E

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