Interest rates on credit cards, usually referred to as finance charges, are thought of as the cost of borrowing money. It differs across various credit cards from the same issuer as well as between other card issuers. You need to be informed of the interest rate before applying for a credit card. In contrast to other loans, credit card interest rates are typically unrelated to the borrower's creditworthiness and ability to make payments. Every credit card has a fixed financing fee that applies to all users equally. : https://akhilamtech.blogspot.com/2023/02/how-do-interest-on-credit-cards-work.html

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