How much house can you actually afford… without ever talking to a lender? 👀In today’s video, Michael breaks it all down in a way that actually makes sense. Using the average household income, he walks through five simple steps to estimate your buying power and shows why loan type matters way more than most people realize. We compare conventional vs FHA loans, explain what lenders really count as “debt” (and what they don’t), and reveal a difference in purchase power that can easily exceed $100,000. Spoiler: the numbers might surprise you, and they might completely change how you think about buying your next home. This is real, practical info every buyer should understand before starting their search.Like | Share | Subscribe[[email protected]](mailto:[email protected])Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videosDM us - We'd love to hear from you!Leave a 💛 if you enjoyed this content!how much house can I afford, home affordability, FHA vs conventional loan, first time home buyer tips, mortgage basics, debt to income ratio, buying a home in Boise, real estate education, housing market affordability, home buying math, mortgage planning, Idaho real estate, Boise real estate, home loan options, monthly mortgage payment, buying power, real estate explained, financial planning for buyers, renting vs owning, housing market 2025

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