Don’t get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return on some of your contributions (also known as an employer match). However, it's important to recognize that it might not always be the optimal choice for everyone. Join us in this thought-provoking episode as we dissect the reasons why someone should NOT invest in a 401(k).    Here’s some of what we’ll discuss in this episode:  If your employer does not offer matching contributions, there are many other vehicles that have guarantees. (2:46) Thinking about future tax increases. (6:41) Finding the balance between saving for long-term goals and paying off debt. (9:03) Keep it, roll it, or control it: three options for a 401(k) if you leave a company. (12:45)   Find links to subscribe on your favorite app and get additional financial information: https://sephtonfinancial.com/podcasts/      

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