Send us a textSince April 1, 1935, the Reserve Bank of India (RBI) has been protecting India’s economy. Printing currency, managing banks, controlling inflation, and handling the Rupee — the nation’s central bank has been doing it all. But the inner workings of this carefully guarded institution has remained an enigma.In this episode of What India Needs, Shutapa Paul is joined by Alpana Killawala, former Principal Advisor at the Reserve Bank of India, and an insider who gives us a ‘fly on the wall’ view of the RBI. From UPI scams and fintech regulation to inflation control and autonomy debates, this conversation sheds light on what the RBI can and cannot do. Alpana shares her personal experiences from landmark events, including demonetisation, the Harshad Mehta scam, and the shift to digital banking, offering unmatched insight into an institution that shapes every Indian’s economic reality.Watch it now on YouTube or listen to it on Spotify.#WhatIndiaNeedsPodcast #RBI #UPI #cyberfraud #fintech #inflation #demonetisation #centralbank #indianeconomy #publicpolicy #financialregulation______00:00:00 - Intro 00:02:18 - India’s economic challenges00:04:15 - The skipped manufacturing phase  00:06:56 - Responsible innovation & regulating fintech  00:10:18 - UPI’s rise and the scam problem  00:14:20 - Idle youth and job creation 00:15:40 - View on Rupee value and exchange Rate00:20:12 - The Tussle within RBI  00:24:56 - AI in RBI’s supervisory process 00:26:09 - The Harshad Mehta Scam00:31:22 - Learnings from six RBI Governors00:44:20 - What made her write the book00:48:08 - Recalling the demonetisation days  00:56:32 - What it’s like to work at the RBI00:59:33 - The compartmentalised RBI01:06:17 - Stress and pressure in banking career01:10:28 - Is RBI’s autonomy at risk?  01:12:11 - Advice for future RBI aspirants  01:13:23 - Outro______#CyberThreats #FinancialFraud #RBIInsights #FinancialInnovation #FintechRegulation #DigitalIndia #DemonetisationSubscribe to our channel:Instagram: https://www.instagram.com/shutapapaulpodcast YouTube: https://www.youtube.com/@shutapa_paul Spotify: https://podcasters.spotify.com/pod/show/the-shutapa-paul-podcast To know more:Follow Shutapa Paul onLinkedIn: https://www.linkedin.com/in/shutapapaul/ Twitter/X: https://x.com/ShutapaPaul Instagram: https://www.instagram.com/shutapa?igsh=MWZ5cHB3aDg3b21jcQ== Facebook: https://www.facebook.com/shutapapaulpage/ Follow Alpana Killawala onLinkedIn: https://www.linkedin.com/in/alpana-killawala-8991074a/ Facebook: https://www.facebook.com/alpana.killawala/ 

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