Transforming $750,000 into a Lasting Retirement: Essential Strategies

06/11/2025 26 min Temporada 8 Episodio 83
Transforming $750,000 into a Lasting Retirement: Essential Strategies

Listen "Transforming $750,000 into a Lasting Retirement: Essential Strategies"

Episode Synopsis

Can you retire on $750,000? YES - but only if you make these 5 critical changes. I'm Brian, a fiduciary financial advisor with 25+ years of experience, and I've helped dozens of couples turn $750K into a comfortable 30-year retirement. In this video, I break down the exact 5-step system that adds 10-15 years to your retirement money and saves you over $400,000 in taxes and healthcare costs. 📥 FREE DOWNLOAD: Get my one-page "$750K Retirement Checklist" 👉https://www.momentouswealthadvisors.com/5thingsGet Your Risk Number by taking the free risk assessment: https://pro.riskalyze.com/embed/da35a673b96655a2f2b1Pick up a copy of my book "Momentous Decisions: 7 Steps to Better Health, More Wealth, and a Richer Life" at:https://www.momentouswealthadvisors.com/bookCHAPTERS:00:00 Introduction: The $750,000 Retirement Dilemma00:22 Case Studies: Couple A vs. Couple B01:36 Overview of the Five Key Changes02:39 Change #1: The New Withdrawal Formula05:07 Change #2: The $140,000 Tax Strategy08:59 Change #3: Social Security Timing12:59 Change #4: The Healthcare Cost Shield18:16 Change #5: The Flexibility Framework22:00 Conclusion: Building a Bulletproof Retirement Plan24:54 Final Thoughts and Next Steps💰 THE 5 CHANGES THAT MAKE $750K WORK: ✅ Change #1: Switch from 4% to 3.5% variable withdrawals (adds 7-9 years) ✅ Change #2: Use tax-efficient bucket withdrawals (saves $140,000) ✅ Change #3: Delay Social Security to age 70 (adds $237,000) ✅ Change #4: Build your 3-layer Healthcare Shield (protects $310,000) ✅ Change #5: Implement spending guardrails (adds 13 years to your money) WEALTH DECISIONS PLAYLISTS:WEALTH MANAGEMENT:https://www.youtube.com/playlist?list=PLAO9K0wL6xkwapLaG3ZhyhERK7oB7qy4-WEALTH STRATEGIES:https://www.youtube.com/playlist?list=PLAO9K0wL6xkwwr9zEDFde1J_ac11EkQWsFINANCIAL PLANNING: https://www.youtube.com/playlist?list=PLAO9K0wL6xkyavtgSvnOKAFP59pjMSGsbWEALTH DECISIONS on YOU-TUBE:https://to.mysocial.io/s/e2EVRwlOIBrian D Muller(AAMS©), Founder, Wealth AdvisorPodcast DisclaimerThe Wealth Decisions Podcast is provided solely for general information purposes and should not be construed as accounting, legal, tax, or any other professional advice. Visitors are advised not to act upon the information or content found here without first seeking appropriate guidance from a qualified accountant, financial planner, lawyer, or other relevant professional. Any hypothetical performance is just that, and there is no guarantee that you will receive a specific average rate of return in any examples in this podcast.THE BASICS OF RETIREMENT PLANNINGRetirement planning has several steps, with the end goal of having enough money to quit working and live your version of a richer life. My goal is to help people make better wealth decisions along their financial journey so they can retire and stay comfortably retired

More episodes of the podcast Wealth Decisions by Brian