And now for something completely different! This week, Hannah and I decided to take a break from guests and get a little introspective. The way we cover personal finance topics on this podcast is influenced by our own money mindset, as our guest from last week, Walli, calls it. One thing we’ve made sure to emphasize is that we are not finance experts, but just as important is to expose our own biases, and be transparent about how our backgrounds and perspectives color our opinions here. This week, you get to know your hosts a little better, as Hannah and I ask each other questions about our upbringing and cover broad themes in personal finance with a few differently formatted segments. We have a lively debate about the “latte factor,” examine how we value purchases with a new game show segment, talk about the intersection of Marx and minimalism, and evaluate a series of famous quotes in the context of personal finance.

In this episode we talk about “the latte factor,” a concept popularized by David Bach in his book The Latte Factor: Why You Don’t Have to be Rich to Live Rich”
We also reference the book “the Longing for Less: Living with Minimalism” by Kyle Chayka
The clip we sample about replacing your coffee with green tea is from the TikTok user @bearenger
Hannah mentions Backstage Capital, a venture capital firm that invests in underestimated and underrepresented founders, and its founder Arlan Hamilton.

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