This is episode 21 of Vegas Faces! And to celebrate our 21st, Mary & David make everybody martinis while welcoming Noel Gardiner & Stephen Zadwydas of United Mortgage here in Las Vegas. And, our beloved friend Michelle Martinez, who relocated from Chicago to Vegas! Stephen & Noel provide excellent insight into the Las Vegas housing market, how to navigate the high interest rate environment, and how you can reach the goal of home ownership in 2024. Michelle, having just moved to Vegas, asks amazing questions on what it takes to get a loan and become a homeowner here in Las Vegas. But of course, none of this without talking about Vegas and sharing everybody's favorite Las Vegas hidden gems! Get ready for a fun one! Cheers!Stephen Zadwydas, United Mortgage: https://linktr.ee/stezadNoel Gardiner, United Mortgage: https://linktr.ee/noelg85------------------------------------------------0:30 - What Is Mortgage & Martinis?2:00 - Advice About Interest Rates4:45 - What To Know About Owning Real Estate7:40 - What Is Equity?8:40 - Relocating To Las Vegas From United Kingdom12:40 - Relocating To Las Vegas From New York14:30 - Relocating To Las Vegas From Chicago17:40 - Housing At All Time Highs18:50 - How To Become A Home Owner In 2024?28:45 - The Mortgage Pre-Approval Process34:40 - Facts About The Mortgage Business36:00 - What Caused The 2008 Crash?41:20 - lv hidden gems49:00 - why talk to a mortgage lender?------------------------------------------------Apple Podcasts:https://podcasts.apple.com/us/podcast/vegas-faces/id1676881525Spotify Podcasts:https://open.spotify.com/show/1JQHzDhxTih1b8wpZHHDkNYouTube:https://www.youtube.com/channel/UCEgUhWKUF0f6p7xsp54qopQ/?sub_confirmation=1Website:https://TheVegasFaces.comEmail: TheVegasFaces@gmail.com------------------------------------------------Created By:David Gavri & Mary GavriLas Vegas © 2023Gavri Group Real Estate | Realty One Group Summerlin

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