This week Pyro recaps her birthday plans and talks about the unplanned no-spend year she had, gives a few tips and tricks on how to plan your own and has a few surprising ideas for you to consider. Chapters:00:00 - Intro00:50 - Birthday Plans Recap02:38 - Finances, Budget Speech and VAT Increase04:45 - No-Spend Year Trend/Challenge07:34 - Pick A Path08:51 - Choose A Budget Method10:53 - Know Your Payment Method12:56 - Know YOUR Needs vs Wants15:13 - Expect The Unexpected16:02 - Overplan The Consistent19:46 - Bonus Tip21:38 - Outro22:51 - Song Of The Week Song of the Week: Money To Tight (To Mention) By Simply RedHelpful links:Last Week's Episode: My 32nd Birthday - TTEP203 (8-25)Song Of The Week PlaylistMarch Financial Reset - TTEP156 (10-24)My Instagram link: https://www.instagram.com/pyros_traffic_talksLinkTree: https://linktr.ee/PyrosParadiseTTFor business queries email: [email protected] music: Hip Hop (Just In My Style) Background music: Where the Light is Outro music: ShellDisclaimer: Not sponsored. No affiliate links are used. All opinions expressed are my own. Tags: birthday, birthday plans, outings, outing, birthday breakfast, lunch, bubble tea, ice cream, finances, end of financial year, YouTube, no spend year, no spend year challenge, financial, budget speech, VAT, financial planning, saving, save money, debt,

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