Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode of This Property Life, host Sarah Blaney sits down with Peter Vandervennin, an industry veteran with 25 years as a mortgage advisor and 43 years in financial services. With rates fluctuating, fees soaring, and lender criteria tightening, UK property investors face increasing challenges when financing or refinancing properties. What You'll Learn:Why lender fees are currently so high and who’s really to blame.The real reason mortgage products get pulled last-minute.What brokers know that AI tools and comparison websites don’t.The most common reasons mortgage applications get declined (and how to avoid them).What lenders are actually looking for (beyond the paperwork).Timestamps[00:00] - Introduction to the Episode[02:03] - Why Lender Fees Are Sky-High[06:45] - Why Mortgage Products Are Pulled Overnight[09:03] - Do Lenders Dislike Certain Postcodes or Landlords?[14:27] - Why Refinancing is So Painful Now[18:23] - Do Lenders Really Check Affordability?[22:20] - Why Mortgage Applications Get Declined[28:36] - What Are Lenders Really Looking For?[30:48] - Fix for 2 Years, 5 Years, or Go Variable?[33:43] - Final Thoughts and How to ConnectThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Peter Vandervennin Socials:LinkedIn: https://www.linkedin.com/in/peter-vandervennin-dipfa-cemap-mifs-52112b25/LinkedIn (Company): https://www.linkedin.com/company/the-mortgage-consultancy/Website (Company): https://www.themortgageconsultancy.co.uk/Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg  Hosted on Acast. See acast.com/privacy for more information.

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