Don't forget to share this episode with a friend, family member, colleague, or co-worker. Learn more about David by listening to episode 215: Who is David Chudyk and what does he do? <-- Click here to listen!In this powerful episode of The Weekly Wealth Podcast, Certified Financial Planner David Chudyk pulls back the curtain on why traditional budgeting advice often fails—and how a smarter, psychology-driven approach to spending can lead to long-term wealth.This week’s episode covers three high-impact financial topics:🧠 1. The Psychology of SpendingWhy do we overspend—even when we know better?Learn how your brain tricks you into spending and how you can fight back using:Dopamine control hacks (like the 48-hour rule)Emotional spending triggers to watch out forThe “Would I buy this twice?” litmus testThe impact of comparison culture and social media envy💰 2. Why Budgeting Often Fails (and How to Fix It)Let’s stop calling it a budget—and start building a Spending Plan.David breaks down:Why most high-income earners still struggle with cash flowThe importance of financial margin and how to create itReal-life examples of poor spending habits—even among the wealthyHow to align your expenses with your actual financial goals🚫 3. The Worst Financial Advice Out ThereYou won’t believe some of the terrible advice David’s clients have received!From half-baked Roth conversion ideas to TikTok influencers pushing risky schemes, you’ll hear:The difference between a product pusher and a true fiduciaryWhy “broke friends” shouldn’t be your financial role modelsHow to vet advice—even if it’s from someone you trustRed flags in annuity, insurance, and investment sales pitches🎧 Whether you’re just starting to get control of your spending or you’re a high earner feeling like money slips through your fingers, this episode will challenge your mindset, sharpen your strategy, and help you make better money decisions.🔥 Bonus Hack:Don’t forget to include money for FUN in your spending plan! Financial freedom includes joy—just make sure it fits your financial reality.👉 Liked the episode?Share it with a friend, colleague, or family member. We’re building a tribe of financially empowered listeners, and your share helps us grow!📲 Follow us on Instagram: @weekly_wealth_podcast📺 Watch episodes on YouTube: @theweeklywealthpodcast🌐 Learn more at: www.weeklywealthpodcast.com 🎤 Hosted by David Chudyk, CFP® — Helping high earners, business owners, and the mass affluent make smarter financial decisions and build true wealth.

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