If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, we have Peita Davies, a seasoned mortgage broker, finance specialist, and owner of MoneyQuest Mortgage Brokers, Blue Mountains and Penrith.Peita talks about the biggest mistakes people make when securing a mortgage, the dangers of following bad advice from family and friends, and why choosing the cheapest interest rate may not always be the best decision.She also discusses the priceless value of financial literacy in achieving your goals, how discipline and planning can help first-time buyers enter the market despite challenges, and the often-overlooked necessity of protecting your most valuable asset - your income.If you want to learn how to approach your mortgage like a pro, avoid costly mistakes, and set yourself up for financial success, then make sure to listen to this episode!-----SHOW NOTES LINKShttps://www.linkedin.com/in/peitadavies/https://www.moneyquest.com.au/broker/peita-davies/https://www.moneyquest.com.au/franchise/penrith/https://www.moneyquest.com.au/franchise/blue-mountains/ ----- LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD Google Podcast: https://bit.ly/3swIVEF-----FIND US HEREFacebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG -----CONTACT [email protected]   Client Enquiries: 1300 179 537Careers & Press: 1300 179 537-----TIME STAMPS:00:00 Intro01:08 Peita Davis' Background02:07 Element of Care, Mentorship and Guidance in Finance03:28 Common Mistakes People Make05:30 How to Avoid Common Mistakes08:23 First Home Buyers; How to prepare for A Big Purchase12:07 Prioritising Goals13:43 Importance of Financial Literacy14:57 Surround Yourself with a Team of Professionals16:47 Challenging Money Biases19:26 Sponsor Video20:49 Finding the Right Tool to get you to Point A to Point B23:00 The age of the “tap and go”24:42 Spending Habits28:22 Biggest Tool People can Use to Increase their Financial Literacy29:46 Emotional Side of Talking About Finances with Clients 31:29 Using Moneysmart 32:46 Mistakes People Have Made from not Doing their Due Diligence 33:59 Case Study 39:07 Conclusion-----DISCLAIMERThe information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

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