If you signed Form 4361 and opted out of Social Security, you can't undo that decision. But you CAN build real financial security with the right plan.This episode walks opted-out pastors through four essential steps to replace the benefits you gave up:Qualifying for Medicare through secular work,Saving and investing aggressively,Getting disability insurance, and Building a healthcare savings strategy.No guilt, no relitigating past decisions—just practical action steps you can implement today. Whether you opted out decades ago or recently, this is your roadmap to financial peace.Join the Sacred Capital Community: https://shepherdswallet.com/joinPre-order "Shepherding Your Finances" (35% off): https://shepherdswallet.com/book$95 Tax Review: https://shepherdswallet.com/taxesFree Coaching Consultation: https://shepherdswallet.com/coachingBook Seth for church board training: https://shepherdswallet.com/speaking

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