Debt, Diversification and Property Investing Made Simple

09/09/2025 21 min

Listen "Debt, Diversification and Property Investing Made Simple"

Episode Synopsis

In this episode of The Property Nerds, we chat with Simran Dhillon from Abundant Advisory about taking a holistic approach to wealth building. We cover the balance between property and shares, the smart use of good vs bad debt, and why diversification and liquidity are key to long-term success.We also take a closer look at SMSF property, who it’s right for, who it’s not, and the pitfalls investors often miss. Plus, Simran shares when to think seriously about insurance and protection so your wealth strategy is safeguarded.What you’ll learn:- The difference between good debt and bad debt- How to balance property and shares in your portfolio- Red flags for SMSF property investing- Why buffers and risk protection matterIf you enjoyed this, hit subscribe, drop a comment with, and share it with a fellow property nerd.Timestamps: 0:00 - Property vs Shares: Why Both Matter0:42 - Meet Simran: Holistic Financial Planner2:04 From Big Four to Abundant Advisory3:52 - Why Tech Professionals Need a Different Strategy5:25 - Using Debt to Accelerate Growth6:59 - The Risks of Being Too Property Heavy9:42 - Good Debt vs Bad Debt Explained12:35 - Why Simran Embraces Property in Financial Planning15:55 - SMSFs: Red Flags & Who Should Avoid Them19:00 - The Crucial Role of Insurance & ProtectionCONNECT WITH SIMRAN:Linkedin: https://www.linkedin.com/in/simran-dhillon-b1700a1b/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/