In this episode, the nerds are joined by accountant and property expert Ronesh Hargovind from Incentum Group to unpack the often misunderstood world of equity loans, trusts, and tax strategy.They get into how investors can correctly structure their equity use, the importance of purpose when borrowing, and how trusts can unlock (or limit) wealth building potential. Whether you’re a first time investor or managing a growing portfolio, this episode gives you the clarity accountants wish every client had.Timestamps: 0:00 - Intro 1:14 - Equity loans 101 & the “purpose” rule 3:12 - Home vs investment equity use 5:03 - Common structuring mistakes 7:00 - Loan splits & tax deductions 9:27 - Best practice: tracking loans 12:25 - Joint ownership & deductions 15:09 - Using equity to fund a trust 18:14 - Trust benefits & tax advantages 22:47 - Who should (and shouldn’t) use a trustWhen it comes to equity loans and trusts, purpose and documentation are everything. Getting it right upfront can save thousands in tax headaches later.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

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