Send us a textDo the new changes to the First Home Guarantee mean it’s easier to buy property in 2025?I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s leading mortgage broker firms.In this episode of The Mortgage Chat, I explain the proposed updates to the First Home Guarantee, and how they might help (or hurt) first-time buyers in Australia. From joint purchases with friends or family, to key risks you should watch for—this is a must-watch if you’re entering the property market.Here’s what you’ll learn in this episode:✅ What’s changing in the First Home Guarantee✅ Who can now buy with you (hint: not just partners)✅ What the banks will look at in joint applications✅ Key risks of buying with family or mates✅ My honest take on these proposed updatesThinking of buying your first home and need expert guidance?👉 Contact The Mortgage Agency for a free consultation today.Our experienced mortgage brokers are here to help you make smart, confident decisions.👍 Like, share, and subscribe for more episodes packed with expert insights on property, loans, and smart money moves in Australia.📍 FIND US HERELinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 Instagram: https://www.instagram.com/tonyxia_themortgageagency/ YouTube: https://www.youtube.com/@themortgageagency8841/videosBook a quick call⬇️https://themortgageagency.com.au/contact/Tony Xia | The Mortgage Agency📞 0423 718 612📩 [email protected] Chapters:0:00 Introduction  0:25 What is the First Home Guarantee?  1:02 Why is the First Home Guarantee important?  1:45 What’s changing in the First Home Guarantee scheme?  2:27 Can friends or siblings now buy a home together under the scheme?  3:06 Who benefits most from these changes?  4:20 Does this help with housing affordability?  5:18 Is the First Home Guarantee better than a 5% deposit home loan?  6:12 Should you apply for the scheme before the changes take effect?  7:03 Final thoughts#mortgagebrokerpodcastaustralia #TonyXia #TheMortgageAgency #mortgagebroker #mortgageloan #mortgageadvice

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