Send us a textCan you actually pay off your home loan years earlier—and save thousands in interest?I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms. In this episode of The Mortgage Chat, I’ll break down clear and actionable strategies that can help you pay off your home loan faster in 2025 and beyond.🏡 What’s debt recycling and how does it work?💰 How can you use your income better to crush that mortgage?📈 Are you using offset accounts the right way?We’ll simplify all of that using real-life Aussie scenarios.In this video, you'll learn:✅ The power of extra repayments✅ Why offset accounts are your best friend✅ How debt recycling can turn your mortgage into a smart investment move✅ Small daily changes that create big long-term wins✅ Avoiding common traps when trying to pay off your loan early👉 Want expert advice tailored to your situation?Book a free consultation with us at The Mortgage Agency. We’ll help you build a strategy that fits your life and property goals.📍 FIND US HERELinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 Instagram: https://www.instagram.com/tonyxia_themortgageagency/ YouTube: https://www.youtube.com/@themortgageagency8841/videosBook a quick call⬇️https://themortgageagency.com.au/contact/Tony Xia | The Mortgage Agency📞 0423 718 612📩 [email protected] Chapters:00:00 Introduction  00:48 Can you really pay off your home loan faster in 2025?  01:36 What is debt recycling and how does it work in Australia?  02:55 Why more Aussies are using offset accounts in 2025  04:30 How small extra repayments make a big difference  06:15 Paying weekly vs monthly – what’s better?  07:30 Mistakes to avoid when accelerating your mortgage repayments  09:10 Using your income to invest and reduce debt at the same time  10:50 Final tips to stay motivated and debt-free faster  💬 Like, share, and hit that subscribe button so you never miss an episode of The Mortgage Chat—your go-to podcast for all things mortgage, property, and finance in Australia.

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