Think “flip without buying” is a myth? In this episode, Joette Trinh demystifies creative financing—what it is, who it’s for, and the contract and deposit rules that actually protect your deal. Expect practical guardrails and tips for choosing the right attorney for your strategy, so you can build safely and confidently.👤 Guest BioJoette Trinh is a first-generation American real estate attorney, licensed in CT and MA. Over 12 years, she has handled thousands of investor closings. Raised by a Vietnamese refugee mother, she earned scholarships, cold-called her way into mentorship, and now runs Trinh Law, an investor-focused firm, while building a buy-and-hold portfolio with her husband. She also teaches investors how to use creative finance safely and legally.🔑 Key Insights💡 Scarcity mindset can be rewired into legacy thinking.💡 Scholarships and sweat equity can replace family money.💡 Persistence beats a $40K seminar fee.💡 Creative finance tools let you flip with no bank loan.💡 Contracts & deposits are the bedrock of every deal.💡 Multiple income streams like flips, rentals, and firm optimize cash, tax, and impact.💡 Giving back turns profit into community change.⏱️ Timestamps02:29 – Single-mom upbringing & the money-mindset shift03:43 – Six-month cold-call saga that unlocked free mentorship07:33 – Double-major to real-estate pivot: why passion beat degrees12:51 – Building a balanced portfolio: rentals, flips, law-firm cash flow13:47 – Designing a wealth blueprint for three kids’ legacy16:54 – Top legal blind spots new investors overlook23:44 – Wholesaling & novation: flip without buying property27:30 – Biggest life lesson in the last decade29:11 – Turning closings into kids’ wheels🤝 Connect With Our GuestWebsite: https://trinh.lawInstagram: https://instagram.com/trinhlawfirmLinkedIn: https://linkedin.com/in/joette-trinhFacebook: https://facebook.com/TrinhLaw💛 Charity SpotlightCan’dAid (https://candaid.org)— providing tools and access for under-resourced communities to lead healthy, active, and creative lives👋 Connect With MeGiang NguyenMultifamily InvestorCommercial Mortgage BrokerFounder – One River CapitalWebsite: https://onerivercapital.comInstagram: https://instagram.com/thatsalsainvestorFacebook: https://facebook.com/thatsalsainvestorLinkedIn: https://linkedin.com/thatsalsainvestorFREE Discovery Call: https://links.onerivercapital.com/lets-connectFREE Guide: https://links.onerivercapital.com/multifamily-syndication-guide⭐ Enjoyed this episode?💬 Send it to a friend.🌟 Leave a review.✅ Subscribe for more immigrant stories & wealth strategies.

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