Wayne Pommen is the Chief Revenue Officer at Affirm.Affirm is a fintech company specializing in buy-now-pay-later solutions, enabling consumers to split purchases into affordable installments. Founded in 2012 by PayPal co-founder Max Levchin, it partners with thousands of retailers to offer flexible payment plans. Its transparent terms and no-hidden-fee approach aim to provide a consumer-friendly alternative to traditional credit.Takeaways- Transitioning to CEO: The Learning Curve- Early Days of PayBright: Landscape and Opportunities- Catching the Ecom Wave- The $340M Acquisition by Affirm- Integration and Staying at Affirm- Lessons from Max Levchin- Moral Integrity in Consumer Finance- The Future of BNPL- The Evolution of Consumer Credit- Partnerships With Amazon, Shopify and More- Navigating International Expansion- The Affirm Card: Becoming Top of Wallet- Advice for Founders: Thinking BiggerChapters00:00 Wayne's Journey to PayBright02:15 Transitioning to CEO: The Learning Curve03:39 Early Days of PayBright: Landscape and Opportunities06:00 Executing the Vision: Sprinting Towards Success08:19 Catching the Wave: Timing and Trends10:03 The Acquisition by Affirm: A New Chapter13:10 Integration and Longevity at Affirm15:25 Lessons from Max Levchin: Leadership Insights17:27 Moral Integrity in Consumer Finance20:15 The Future of Buy Now Pay Later22:42 The Evolution of Consumer Credit25:12 Partnerships and Collaboration in Business27:23 Navigating International Expansion29:10 Unlocking Consumer Spending Power32:07 The Role of the Affirm Card33:37 Learning and Leadership37:12 Insights on Canadian Tech and Global Markets40:19 Advice for Founders: Thinking Bigger42:15 Fostering an Entrepreneurial Ecosystem44:01 Dealing with Hard TimesKeywordsPayBright, Wayne, CEO, Affirm, buy now pay later, consumer finance, leadership, acquisition, e-commerce, financial services, consumer credit, partnerships, international expansion, buy now pay later, Affirm card, leadership, Canadian tech, entrepreneurship, business advice, consumer spending

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