Smarter BHPH Underwriting: How Dealers Mitigate Default Risk

The Debt Trader Post: BHPH Edition
16/12/2025 14 min Temporada 1 Episodio 61
Smarter BHPH Underwriting: How Dealers Mitigate Default Risk

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Episode Synopsis

Learn how Buy Here Pay Here dealers can strengthen loan underwriting to reduce defaults and protect portfolio performance. This episode covers borrower income verification, payment-to-income ratios, vehicle selection, alternative data, risk-based pricing, and consistency in approval criteria. Discover practical underwriting frameworks that balance growth with long-term portfolio stability.

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