What's in this episode: The $3.84 trillion credit analysis bottleneck where analysts waste 12 hours per loan on manual data entry. How four specialized AI agents (Financial Analyst, Covenant Testing, Risk Analysis, Credit Proposal) orchestrate together to process loans in 10 minutes with 99.5% accuracy. Real numbers from banks processing 70,000+ statements annually - 90% time reduction, 20-40% credit loss cuts, 95% extraction accuracy. What breaks in legacy system integration and how human-in-the-loop fixes it. Why the orchestrator-specialist pattern works for document-heavy decisions. SimplAI research from actual financial institution deployments.

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