What does insuring $5M homes, protecting high-net-worth legacies, and rescuing donkeys have in common?Only on The Advisors Edge Podcast.In this powerful and wildly entertaining episode, Rob Jacomen and Chad Ramberg sit down with the legendary Brian Trouette—personal lines insurance strategist and founder of Trouette Insurance Agency.Brian is a specialist in private client risk management for high-net-worth families.  But what sets him apart isn’t just what he covers—it’s how he serves.  Brian has built a model that helps RIAs protect their clients without competing with them—and his approach is built on trust, clarity, and education-first risk analysis.If you’re an RIA, advisor, or planning partner working with successful families, this episode is for you.What You'll Learn:✅ Why quoting is the death of real protection—and how spreadsheets win trust✅ How Brian partners with RIAs to deliver massive value to their top clients✅ What most advisors overlook when it comes to umbrella limits and personal risk✅ How California wildfires and claims have permanently changed the insurance landscape✅ Why planning ahead is your best move when everything around you is on fire💬 Drop a comment below: How are you helping clients protect more than just their investments?🧠 Connect with our guest:Brian Trouette, Founder and Owner of Trouette Insurance AgencyLinkedIn:  https://www.linkedin.com/in/brian-trouette-5b60352/Website:  http://www.trouette.com/👇 Follow Us:📲 Advisors Edge Podcast:  https://www.linkedin.com/company/the-advisors-edge-podcast/🧠 Connect with the Hosts:Rob Jacomen, Founder, Alchemy Content Lab & Niche Mastery AcademyLinkedIn:  https://www.linkedin.com/in/rob-jacomen/Chad Ramberg, President, Box Professional Insurancehttps://www.linkedin.com/in/chad-ramberg-71278533/-------------------------------------------🛡️ Special thanks to Box Professional Insurance for sponsoring our show—because great leaders have a protection strategy, not just a policy.Box Professional helps RIAs safeguard their firms with tailored risk programs, so you can grow without the blind spots.✅ Real partners.✅ Built-for-RIA strategies.✅ No gaps. No surprises.🔗 Learn more:  https://www.boxproinsurance.com/Box Professional Insurance — Build boldly. We'll protect what matters.To Book a Call with Us:  https://calendly.com/d/z3t-b6h-xt5-------------------------------------------👀 Timestamps:00:00 – Meet Brian Tourette + Why He’s Not Your Average Broker05:20 – How a Construction Background Shaped a Life of Service11:40 – The Personal Lines Mistakes RIAs and Clients Keep Repeating17:30 – Why Quoting Is the Wrong Strategy for Risk23:10 – How Advisors and Insurance Specialists Can Work Together31:15 – Real Talk: California, Wildfires, and a Broken System41:45 – Strategic Planning Advice for High-Net-Worth Clients50:10 – What It Means to Build a Team of Trusted Advisors58:20 – The Servant Mindset Behind Pacific States + The Donkey Ranch Dream🎧 Listen to the full episode on Spotify, Apple Podcasts, and YouTube.Subscribe, comment, and share if you believe in helping clients protect more than just their portfolios.

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